Does a Fed rate increase mean I should sell my bonds?

Not automatically. If you hold a bond to maturity, a price dip from rising rates doesn't change what you'll ultimately receive. Selling early to avoid a temporary price decline can lock in a loss you didn't need to take. The better question is whether your bond ladder's timing still matches your needs.

Should I move money out of stocks before a Fed decision?

Trying to time an announcement is difficult even for professional traders, and markets frequently price in expected moves well before they happen. A long-term allocation built around your goals is generally a sturdier approach than a short-term reaction to a single meeting.

Is now a good time to lock in a CD rate?

It depends on where you think rates are headed and how soon you'll need the money; there's no universal answer. This is exactly the kind of decision worth walking through with an advisor who knows your full financial picture rather than a general rule of thumb.

How often should I check on my portfolio after a Fed meeting?

Reacting to every meeting individually tends to create more noise than insight. We review client portfolios on a regular schedule and reach out directly if a decision meaningfully affects your specific plan.

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Portfolio philosophy

All Portfolio philosophy Trust and Estate Trust & estate

Portfolio philosophy

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